
REACHING OUT, TOUCHING LIVES
SP-WARREN
Authorised representative of AIA Singapore Private Limited (Reg. No. 201106386R)

Muhammad Ruhaizad
Financial Services Consultant
My Story
After completing studies in Business (Banking and Finance), Zad began building his foundation in movement and discipline through two years of intense Parkour training, which honed his skills in calculated risk assessment and dynamic action, and two years immersed in dance background, which cultivated adaptability, creative problem-solving, and performance consistency.
​
He then dedicated eight years to leveraging these insights as a highly effective Physical Conditioning Coach and Movement Strategist, guiding hundreds of clients through complex fitness objectives, including significant transformations in muscle gain and fat loss, while developing strategic programs focused on movement efficiency and injury preparedness (prehab).
​
This extensive coaching and movement background, combined with his finance education, underpins Zad's professional philosophy: sustainable success depends fundamentally on strategic planning, unwavering consistency, and proactive risk management.
​
Zad is now strategically leveraging this powerful foundation in his pivot to Financial Services Consulting. While the scope has shifted from physical well-being to financial security, the core mission remains the same: helping clients build enduring strength and stability. His expertise in crafting personalized, long-term plans that anticipate and mitigate potential setbacks is directly transferable to the financial domain. This translates into a strong focus on preemptive financial planning and sophisticated risk mitigation strategies. Zad excels at simplifying complex concepts and providing the essential accountability necessary for clients to remain committed to their long-term objectives.
​
His commitment is to apply this unique blend of discipline, strategic planning, and dedication to client success to help others build robust financial resilience and achieve their personal and professional growth goals.
.png)